How to earn more rewards with Capital One


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Generous sign-up bonuses make it easy to earn free travel

Earning Capital One miles


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Every Capital One rewards card has its own unique rewards
rate and earning scheme, but there are a few strategies to help you earn more. To
make the most of your Capital One rewards card, here a few tips for racking up
miles and getting one step closer to your next vacation.

Sign up for Capital One rewards cards to earn intro bonuses

All Capital One rewards cards offer competitive
sign-up bonuses, and the current limited time offer for the Spark Miles for
Business is one of the best you can find. No matter which card works best for
your spending habits, the intro bonus can make a significant dent in the price
of your next trip.

  Sign-up bonus Estimated value
One® Venture® Rewards Credit Card
miles if you spend $3,000 in first 3 months
One® VentureOne® Rewards Credit Card
miles if you spend $1,000 in first 3 months
One® Spark Miles® for Business

  • 50,000 miles if you spend $5,000 in first 3 months
  • 150,000 additional miles if you spend $50,000 in first 6 months

Up to $2,000
One® Spark® Miles Select for Business
miles if you spend $3,000 in first 3 months

Unfortunately, all of these sign-up bonuses are only
available to new cardholders. Capital One also limits the number of cards you
can have open with them. So if you already have five open credit cards with the
bank, you can’t apply for a new one.

The Venture card has been known to offer limited time
sign-up bonuses, so keep your eye out for a good deal before applying.

Keep an eye out for referral bonus offers

There is no set program in place for receiving bonus points
for referring a friend for a Capital One rewards card. However, targeted referral
offers have been sent out to Venture cardholders in the past. Keep a close eye
on your inbox to take advantage of any bonus point offers.   

Book hotel stays through

Both the Venture and VentureOne offer 10 miles per dollar on
hotels booked and paid for on through the Capital One portal
( This is one of the best rewards rates you can get on
travel purchases. With pricier hotel stays, it can earn you quite a few miles
to apply toward the flight to get you to your destination. has thousands of booking options, so it shouldn’t
be difficult to find a great deal wherever you are traveling.

Use your Capital One rewards card for most of your purchases

All four Capital One rewards cards offer great flat rewards
rates for general purchases – up to 2 miles per dollar on every purchase, every
day. While many rewards cards require you to weigh your spending toward bonus
categories to get a similar overall rate, Capital One rewards you for every
purchase you make.

To earn great rewards on spending you are already doing,
make any big charges (like mortgage or utilities payments) on your Venture or
Spark Miles cards. You’ll earn miles faster without increasing your monthly
spend. Just be sure to pay off your balance each month to avoid accruing

Final thoughts

The generous rewards rates on general purchases on both the
Venture and Spark Miles cards make earning Capital One rewards easy. Take
advantage of bonus categories, and keep a close eye out for limited time offers
to maximize your rewards earning potential.

See Related: Best ways to use Capital One miles, How much are Capital One miles worth?, Which Capital One cards earn miles? 

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